Several elements that drive up the total loan sum

Several elements that drive up the total loan sum

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Making late payments

Making late payments

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When  you miss your  payments

When  you miss your  payments

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Periods of deferment

Periods of deferment

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High credit  card balances

High credit  card balances

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Paying a lower amount than  asked

Paying a lower amount than  asked

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Taxable income  is  one of the  factor

Taxable income  is  one of the  factor

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High debt-to-income ratio

High debt-to-income ratio

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A poor credit   profile

A poor credit   profile

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Selecting a longer payback period

Selecting a longer payback period